Best Classic Car Insurance Companies of 2024

Top Picks for Classic Car Owners

With the increasing popularity of classic car ownership, finding the right insurance policy is crucial. Here are the leading classic car insurance providers based on their coverage options, discounts, and customer service:

American Collectors:

American Collectors stands out with its flexible annual mileage limit options, ensuring coverage tailored to your driving needs. Their 24/7 claims support and knowledgeable agents provide peace of mind.

American Modern:

American Modern offers comprehensive coverage options, including a generous $2,000 in standard spare parts coverage. Their competitive rates and quick claims processing make them a reliable choice for classic car owners.

Hagerty:

Hagerty has a nationwide presence, providing coverage in all 50 states. Their personalized policies, tailored to specific classic car models, offer lower premiums and agreed value coverage.

Assurant:

Assurant offers affordable classic car insurance through partnerships with various providers. Their policies include roadside assistance and agreed value coverage, ensuring your classic car is valued at its true worth.

Benefits of Classic Car Insurance:

Classic car insurance provides additional benefits compared to regular insurance, such as limited mileage discounts, agreed value coverage, and specialized coverage for restorations. These policies recognize the unique nature and value of classic cars, offering tailored protection for your prized possession.